Site Terms

These are the terms for using Learn to Buy Health Insurance Calls (buyhealthinsurancecalls.com). I've tried to write them the way I'd explain them to a friend, not the way a law firm would. By using this site, you're agreeing to what's below. If something here doesn't sit right with you, the simplest fix is to stop using the site.

What this site actually is

I write about health insurance topics: Medicare, under-65 coverage, ACA plans, and the lead generation and call marketing side of that industry. Everything here reflects my own experience and research, and it's meant as general information and commentary, not professional advice of any kind. I'm not a licensed insurance agent, broker, attorney, or financial advisor, and nothing on this site should be treated as a substitute for talking to one. Insurance rules, plan availability, and pricing change constantly and vary by state, so always confirm details with a licensed professional or the official source (like healthcare.gov, medicare.gov, or your state's insurance department) before making decisions.

Using the site the right way

You're welcome to read, share, and link to what's here. What I ask is that you don't:

• Scrape, copy, or republish large chunks of the content as your own
• Use the site to do anything illegal, harmful, or deceptive
• Try to interfere with how the site runs (hacking, injecting code, overloading servers, that kind of thing)
• Submit false information through the contact form, or use it to spam or harass

If you submit your name and email through a form on this site, you're doing so to get in touch with me or to receive information you've asked for, and you're confirming that information is accurate.

No guarantees

I put real effort into what I publish here, but I can't promise it's complete, current, or error-free. Health insurance rules and lead gen practices shift, sometimes fast, and I'm one person writing based on what I know at the time. The site and its content are provided "as is," with no warranties of any kind, whether stated outright or implied, including no guarantee that the information applies to your specific situation.

Limits on liability

To the extent allowed under US law, I'm not liable for any damages or losses (direct, indirect, incidental, or otherwise) that come from your use of this site, your reliance on anything written here, or your inability to access the site. This includes decisions you make about insurance coverage, marketing spend, or business practices based on what you read. You use this site at your own judgment and risk.

Links to other places

Sometimes I'll link out to other websites, tools, or resources I think are useful. I don't control those sites and I'm not responsible for their content, accuracy, or how they handle your information. Visiting a linked site is between you and that site.

Changes to these terms

I may update these terms occasionally as the site or the industry changes. When I do, the revised version will be posted here with an updated date. Continuing to use the site after changes means you accept the new terms.

Getting in touch

If you have questions about these terms, the best way to reach me is through the contact form on this site.