Editorial / review policy

I want to be upfront about how this site gets made, because I'd want to know if I were reading it.

Every article starts with a question I've either run into myself or watched other people in health insurance call marketing struggle with. Medicare, U65, and ACA rules are messy and change often, so I try to work from primary sources: CMS guidance, healthcare.gov materials, state insurance department pages, and TCPA/telemarketing compliance rules where relevant. I link to those sources where it's useful so you can check the original instead of just taking my word for it.

Some drafting on this site is assisted by AI tools. I use them to help organize research, tighten language, or get a first pass on the page. No article gets published straight from a draft like that. I read through every piece myself, check the claims against sources, cut anything that sounds confident but isn't actually backed up, and rewrite the parts that don't reflect what I've actually seen work in this industry. This is a small site I run on my own, not a newsroom, so the "review" here is me, reading carefully, not a formal editorial board.

I'm not a licensed insurance agent or attorney, and nothing here should be treated as legal, compliance, or insurance advice for your specific situation. This is one person's notes from working in lead gen and call marketing, meant to save you some of the time I lost.

Rules change, and I make mistakes. If you spot something outdated or wrong, tell me through the contact form. I'd rather fix it than leave it up out of pride.